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Johnston

Carley Johnston is a Canadian finance content writer who focuses on payday loans and responsible borrowing. She writes clear, practical articles to help readers understand short-term lending and make informed financial decisions.

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Payday Loan Approval Is Never Guaranteed
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Why Payday Loan Approval Is Never Guaranteed (Even With Bad Credit)

February 4, 2026 Johnston No comments yet

You’ve probably seen phrases like “guaranteed payday loan approval” or “no refusal loans” online.They sound comforting — especially if your credit is not perfect and you need an money emergency expanses. Why People Believe Approval Is Guaranteed Most people searching for payday loans are under pressure: When someone sees “guaranteed approval,” it feels like certainty […]

Payday Loans Canada: Requirements
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Payday Loans in Canada: Requirements, Fees & Approval

February 2, 2026 Johnston No comments yet

Payday loans are one of the fastest ways to access financial help in Canada—but they are also among the most expensive borrowing options. At Cash Life, This guide explains how payday loans work, who qualifies, how much they really cost, and how quickly you get the money, so you can decide with facts, not pressure. […]

How payday loans Work
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Payday Loans in Canada: How They Really Work?

January 27, 2026 Johnston No comments yet

Payday loans are short-term meant to cover expenses until your next paycheque. They’re easy to access, fast, and don’t usually require a credit check. But they also come with serious costs and risks that many people don’t fully realize upfront. What Is a Payday Loan? A payday loan is a short-term loan—usually $100 to $1,500—that […]

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  • Payday Loan Approval Is Never Guaranteed
    Why Payday Loan Approval Is Never Guaranteed (Even With Bad Credit)
  • Payday Loans Canada: Requirements
    Payday Loans in Canada: Requirements, Fees & Approval
  • How payday loans Work
    Payday Loans in Canada: How They Really Work?
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Disclaimer: All loans are subject to credit and underwriting approval. Cash Lift Loans is a loan search and comparison platform — not a direct lender. We work exclusively with licensed financial service providers that comply with Canadian lending laws and regulations.

Example: A $500 loan repaid monthly over 9 months would cost approximately $81.15 per month, for a total of $730.35 over the full loan term. This example does not include any optional loan protection coverage.

Loan amounts typically range from $300 to $1,500, with repayment terms from 4 months to 12 months or longer. Annual Percentage Rates (APRs) range from 23.99% to 59.96%, depending on the lender’s assessment of your credit profile and financial situation.