Frequently Asked Questions (FAQs) – CashLift.ca
CashLift
Below you will find answers to the most common questions about how CashLift works, payday loans in Canada, and what to expect when applying online.
CashLift.ca is a 24/7 online loan-matching platform that connects Canadians with licensed payday loan lenders.
We are not a direct lender and do not make loan decisions.
Our role is to help you find suitable short-term loan options quickly and securely.
No. CashLift.ca is not a lender.
We do not approve loans, set interest rates and send funds. All loan decisions, terms, and payments are handled directly by the lender you are matched with.
You complete a short online application, and we match you with licensed Canadian lenders based on your information.
If approved, you review the lender’s terms and may receive funds by same-day e-Transfer.
Yes. CashLift.ca is available 24 hours a day, 7 days a week, including evenings, weekends, and holidays. You can apply anytime, day or night.
CashLift serves users across Canada, including:
Ontario, Alberta, British Columbia, Quebec, Manitoba, Saskatchewan, Nova Scotia, New Brunswick, Newfoundland & Labrador, and PEI.
Related Payday Loans
If a 24/7 payday loan isn’t the right fit for your situation, CashLift helps you explore other short-term loan options available across Canada.
Our platform connects you with licensed lenders offering flexible solutions for different financial needs.
Loan amounts typically range from $100 to $1,500, depending on your province, income, and the lender’s criteria.
Not necessarily. Many lenders work with borrowers who have bad credit, low credit and no credit history.
Approval is often based more on income than credit score.
Some lenders do not perform traditional credit checks, while others may use a soft check. Requirements vary by lender.
Generally, you must:
Be 18 years or older
Be a Canadian resident
Have a steady source of income
Have an active Canadian bank account
Be able to receive e-Transfers
Exact requirements depend on the lender.
Privacy & Protection – CashLift.ca
Your privacy and personal information are important to us. At CashLift.ca, we are committed to protecting your data and providing a safe, secure online experience when you use our loan-matching platform.
Yes. Payday loans are legal in Canada and regulated at the provincial level. Each province sets limits on fees, loan amounts, and repayment terms.
No. You are never obligated to accept any loan offer. You can review the terms and decline if they don’t suit your needs.
You should contact your lender as soon as possible. Missing payments may result in fees and financial difficulties.
Payday loans should only be used for short-term needs you can repay.
Our lenders provide a fast or instant decision, often within minutes. Approval speed depends on the lender and your eligibility.
For general questions or support, contact us at: support@cashlift.ca